How much can one invest via Regulation Crowdfunding?
Last Updated: Jun 14, 2017 16:35
Individual investors are limited in the amounts they are allowed to invest in all Regulation Crowdfunding offerings over the course of a 12-month period:
- If either of an investor’s annual income or net worth is less than $107,000, then the investor’s investment limit is the greater of:
- $2,200 or
- 5 percent of the lesser of the investor’s annual income or net worth.
- If both annual income and net worth are equal to or more than $107,000, then the investor’s limit is 10 percent of the lesser of their annual income or net worth.
- During the 12-month period, the aggregate amount of securities sold to an investor through all Regulation Crowdfunding offerings may not exceed $107,000, regardless of the investor’s annual income or net worth.
Spouses are allowed to calculate their net worth and annual income jointly. This chart illustrates a few examples of the investment limits:
|
Investor
Annual Income |
Investor
Net Worth |
Calculation
|
Investment Limit
|
|
$30,000
|
$105,000
|
Greater of $2,200 or 5% of $30,000 ($1,500) |
$2,200
|
|
$150,000
|
$80,000
|
Greater of $2,200 or 5% of $80,000 ($4,000) |
$4,000
|
|
$150,000
up
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